Event Insurance covers the legal liability you or your company may hold from certain types of claims arising from accidents taking place during an event you host.
Subject to the specific coverage terms, conditions and exclusions, it offers protection for the host / honoree for damage to the facility caused by a guest or vendor, bodily injury to guests they are found liable for, and alcohol-related accidents they are found liable for.
Do You Need You Need Event Insurance?
No matter the size of your event or how well prepared you are, you never know when the worst-case scenario could become your reality. It's the small things that cause the most problems if you're not properly covered. So even the most basic coverage policy could prove to be a big help in the long run.
Couples purchase wedding insurance to cover unexpected financial losses related to their wedding. With the average wedding in the United States costing over $30,000 it makes sense to protect the financial investment.
Situations potentially covered by wedding insurance include:
Loss or damage to the wedding dress or tuxedo
Lost deposits as a result of vendor bankruptcy
Cancellation due to illness, injury, military service or extreme weather
Third-party or liquor liability claims.
Affiliated Insurance Solutions
4601 Pennsylvania Ave. Charleston, WV. 25302
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