Umbrella insurance offers peace of mind. Eliminate the gaps and insufficient limits on your policies

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. While your existing policies provide liability coverage, they may not be enough if you’re faced with a significant lawsuit or claim.

Umbrella Insurance offers:

• Additional Liability Coverage: Extends beyond the limits of your auto, home, or renters insurance.

• Protection for Legal Fees: Covers the costs of legal defense if you’re sued.

• Coverage for Large Claims: Helps pay for medical bills, property damage, or judgments that exceed your primary policy limits.

• Peace of Mind: Protects your savings, property, and other assets from costly liability claims.

What Does Umbrella Insurance Cover?

Auto Liability

Provides extra coverage for bodily injury or property damage in severe auto accidents.

Home Liability

Covers medical and legal costs if someone is injured on your property or due to your negligence.

Personal Liability

Extends coverage for incidents like libel, slander, and legal judgments.

Who Needs Umbrella Insurance?

Umbrella Insurance is a smart choice for anyone looking to protect their financial future. It’s especially important if you:

Own a home, rental property, or vacation property

Have significant savings or other valuable assets

Own a business or work in a high-liability profession

Have teenage drivers or frequently host guests in your home

Participate in activities that increase liability risks (e.g., owning a pool, hosting events)